Financial Products

Investments built around your life stage.

We start with your goals - retirement, education, liquidity, wealth transfer - and build structured portfolios across investment, protection and credit.

Capital Philosophy

Goals first. Structure next. Products last.

12+

Products across categories

50+

Institutional partners

Investment Products

Build wealth with structured instruments

Mutual Funds

Curated fund selection aligned with your goals and risk profile. SIPs, lump sum strategies, and long-term allocation frameworks.

Explore Funds → Know more about Mutual Funds →

For HNIs

Alternate Investment Funds

Real estate, private credit, venture capital and structured alternatives for qualified investors.

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For HNIs

Portfolio Management Services

Direct equity portfolios managed by experienced fund managers, suited for sophisticated investors.

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Guaranteed

Endowment Plans

Guaranteed and tax-efficient structures for long-term wealth transfer.

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Market Linked

Market Linked Deposits

Participate in market upside while maintaining principal protection.

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Hedge & Preserve

Digital Gold & Silver

Hedge inflation digitally with physical delivery options.

Know more about Digital Gold & Silver →

Protection Products

Security is part of every good plan.

Insurance isn't separate from investing - it's the foundation that keeps everything you build intact.

Essential

Term Insurance

An affordable way to secure your family's future if you're not around. A must-have for anyone with dependants.

Personal Cover

Health Insurance

Employer cover stops when jobs change. Personal health insurance keeps you protected through every life transition - uninterrupted.

Invest + Insure

Unit Linked Insurance Plans

Dual benefit of investment growth and life cover in one plan. A smart choice for long-term wealth creation beyond standard policies.

Loan Products

Access liquidity. Preserve compounding.

Loan Against Mutual Funds

Why redeem your mutual funds when you can avail a loan against them? Preserve your investments and save on capital gains tax while meeting short-term financial needs.

Frequently Asked

Questions we often hear.

Have something more specific in mind? We're happy to walk you through in a one-on-one conversation.

How is Goalstox different from going directly to a fund house?

Goalstox offers a curated selection across multiple fund houses, matched to your specific goals and risk profile. Unlike going directly to one fund house, we give you access to a broader universe and help you build a coherent, goal-aligned portfolio - not just a list of top performers.

What is the minimum investment for PMS or AIF?

SEBI regulations require a minimum of ₹50 lakhs for PMS and ₹1 crore for Category I & II AIFs. We can help you navigate the right entry point based on your situation.

Are Endowment Plan returns truly tax-free?

Returns can be tax-free under Section 10(10D), subject to conditions - primarily that the premium should not exceed 10% of the sum assured. We recommend discussing your specific situation before proceeding.

Can I take a loan against mutual funds without redeeming them?

Yes. A Loan Against Mutual Funds (LAMF) lets you pledge your units as collateral and access a credit line without redeeming. Your investment continues to compound with no capital gains implication.

Do I need separate health insurance if my employer provides cover?

Employer cover ceases when you change jobs or retire. A personal health policy ensures continuity of coverage regardless of your employment status - with broader scope and higher sum insured.

What does it mean for MLDs to "protect principal"?

MLDs are structured debentures where the principal protection is built into the instrument. The returns are linked to a market index or event, but the original amount invested is typically returned at maturity - provided the issuer remains solvent. Credit quality of the issuer matters significantly.

Begin Your Investment Journey